The cost of treating injuries sustained in car accidents in Texas in 2018 was estimated to be $43 million by the Centers for Disease Control and Prevention (CDC). In the aftermath of a car crash, seeking medical attention is priority number one, but dealing with the cost of the injuries can be complicated. Health insurance may cover injuries caused by car accidents, but some accident victims may be unaware of this. Visit this page to know more about your legal rights.
What Kinds of Medical Costs May Come Up Following a Vehicle Accident?
Around two hundred and fifty thousand Texans were injured in motor vehicle accidents in 2018. When car accidents result in serious injuries, the resulting medical costs might include:
- Medical transportation expenses
- Prescription and over-the-counter drugs
- blood work, x-rays, and visits to the emergency room
- Surgeries
- Therapeutic exercises and other activities
- Rehabilitation facility and hospital
- Remaining medical costs
Medical providers and hospitals sometimes send fees for vehicle accident-related treatments. Medical treatments and tests, such as x-rays, bloodwork, and others, may have left you with outstanding expenses. You may incur further costs for rehabilitation and OT.
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After a car accident, whose responsibility is it to cover my medical expenses?
In the event of serious injuries sustained in the auto accident, emergency medical services personnel will rush you to the nearest hospital or trauma center for treatment. Those victims whose wounds are not life-threatening can go to their family doctor for treatment. You should still get checked out by a doctor just in case you have any internal injuries, even if you think you’re fine.
In Texas, if you’re injured in an automobile accident, the negligent driver is responsible for paying your medical bills and fixing your car. But, you won’t get paid unless you prove fault by the accountable party. It may take a few weeks, or even months, to get the accident claim settled. Claims resolution may also necessitate legal action.
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If I was in a car accident, would my health insurance pay for my medical bills?
- Most medical insurance plans typically cover damages up to a predetermined limit. However, who pays for the costs depends on factors such as when treatment begins and who is at fault in the accident.
- The policy’s deductible and co-pay, if any, must be met before the insurer begins to pay for covered medical expenses.
- While it’s the health insurance company’s job to pay for damages, that company’s first obligation is to reimburse you for any costs incurred due to the accident. This money should come from your auto policy.
